Cloud-native working capital orchestration
Unlock working capital
Strengthen your ecosystem
Nifina's cloud native AI-powered platform orchestrates working capital at scale, transforming complex financial operations into intelligent, automated workflows that liberate trapped capital across your entire ecosystem.
Accelerate cash in. Optimize cash out. All in one place.
What Nifina Does
Nifina integrates directly with your ERP to ingest receivables and payables data, onboard suppliers and funding partners, and run end-to-end working-capital programs at scale.
Turn static invoices and bills into active growth levers for:
Faster cash conversion
Accelerate receivables and optimize payment cycles
Healthier suppliers and distributors
Strengthen your entire value chain ecosystem
Liquidity release and deployment
Free up and optimize working capital
Higher, more sustainable sales
Fuel your sales engine with smarter capital
Configurable Cashflow Programs
Design cashflow acceleration or deceleration programs that match your exact objectives—not someone else’s template.
Improve supplier health
Early-payment and advance programs
Increase sales
Flexible B2B payment terms
Release liquidity
Free up working capital
Deploy excess liquidity
Yield-generating programs
Trusted by Leading Enterprises & Financial Institutions
Join 500+ enterprise partners who have liberated over $2.5B in working capital through our AI-powered orchestration platform





Enterprise-Grade Security & Compliance
Built with the highest security standards to protect your financial data and operations
SOC 2 Type II
Security & Compliance
ISO 27001
Information Security
PCI DSS
Payment Security
GDPR Compliant
Data Protection
99.9%
<2s
24/7
100%
Intelligent Capital Liberation
Nifina embodies the belief that working capital should flow as freely as information in today’s interconnected economy. Experience the convergence of artificial intelligence and financial expertise.
Capital that Works as Smart as You Do
Transform static invoices into dynamic growth levers with AI-powered orchestration that learns, adapts, and optimizes your working capital in real-time.
● Real-time cash cycle optimization
● Predictive analytics for better decisions
● Automated workflow orchestration
● Intelligent risk assessment
From Quarterly Views to Daily Decisioning
Move beyond traditional reporting cycles with continuous monitoring, instant insights, and proactive recommendations that keep your capital flowing efficiently.
● Daily cash position updates
● Instant alert notifications
● Proactive optimization suggestions
● Real-time supplier health tracking
Orchestrate Working Capital at Scale
Manage complex multi-entity and currency working capital programs with unified visibility and control across your entire financial ecosystem,
● Every program is configurable
● Proprietary IP libraries and embedded expert playbooks
● Pre-configured and AI-assisted scenarios
● Scalable infrastructure
Ecosystem-First Philosophy
Strengthen your entire value chain by optimizing not just your working capital, but creating win-win scenarios for all stakeholders in your ecosystem.
● Supplier relationship strengthening
● Buyer-supplier optimization
● Network effect benefits
● Collaborative growth strategies
● The Future of Working Capital is Here
The Future of Working Capital is Here
"Turn static invoices into active growth levers"
"Capital that works as smart as you do"
"From quarterly views to daily decisioning"
"Orchestrate working capital at scale"
Join the movement of forward-thinking CFOs and treasury professionals who are ready to embrace the future of working capital management. Experience the power of intelligent capital liberation.
Experience the Platform in Action
See how Nifina’s AI-powered orchestration transforms working capital management from reactive to predictive, from manual to autonomous.
| 32 ↓ Cash Cycle Days | $2.4M ↑ Working Capital | 94% ↑ Supplier Health |
| 8.7/10 ↑ Supplier Score | 45 Days Payment Terms | Low ↓ Risk Level |
| 2.3 hrs ↓ Processing Time | 99.7 ↑ Accuracy Rate | 34% ↑ Cost Savings |
| $12.8M ↑ Available Liquidity | 67% Utilization Rate | 4.2% ↓ Cost of Capital |
Choose Your Path to Capital Liberation
Whether you’re an enterprise looking to optimize working capital, a financial institution seeking to enhance client value, or a technology partner ready to innovate – we have a tailored solution for you.
Transform your working capital from a static balance sheet item into a dynamic growth engine. Gain real-time visibility, predictive insights, and automated optimization across your entire financial ecosystem.
Key Benefits:
- 45% average cash flow improvement
- Real-time working capital visibility
- AI-powered optimization recommendations
- Enterprise-grade security & compliance
Empower your clients with immediate access to flexible working capital directly funded by your institution. Differentiate your lending services with an AI-driven platform that lets you seamlessly finance client working capital needs, grow your loan book, and deepen client relationships.
Key Benefits:
- White-label working capital platform
- Grow loan book and SME lending
- Strengthen client retention & acquisition
- API-first architecture
- Co-branded solution delivery
Integrate Nifina's working capital orchestration capabilities into your existing platform. Leverage our AI engine to enhance your financial services offering and create new revenue streams.
Key Benefits:
- RESTful API integration
- Flexible deployment options
- Revenue sharing opportunities
- Technical support & documentation
Transform your working capital from a static balance sheet item into a dynamic growth engine. Gain real-time visibility, predictive insights, and automated optimization across your entire financial ecosystem.
Key Benefits:
- 45% average cash flow improvement
- Real-time working capital visibility
- AI-powered optimization recommendations
- Enterprise-grade security & compliance
Empower your clients with immediate access to flexible working capital directly funded by your institution. Differentiate your lending services with an AI-driven platform that lets you seamlessly finance client working capital needs, grow your loan book, and deepen client relationships.
Key Benefits:
- White-label working capital platform
- Grow loan book and SME lending
- Strengthen client retention & acquisition
- API-first architecture
- Co-branded solution delivery
Integrate Nifina's working capital orchestration capabilities into your existing platform. Leverage our AI engine to enhance your financial services offering and create new revenue streams.
Key Benefits:
- RESTful API integration
- Flexible deployment options
- Revenue sharing opportunities
- Technical support & documentation
Become part of the Nifina ecosystem
Where leading enterprises, banks, and technology partners unlock the power of intelligent capital orchestration.